✅ About Us

About Smart Policy Pro

"Strategic Intelligence for Digital Risk. Analyzing the Complexities of the US Cyber Insurance Landscape."

Dipesh Karki - Lead Cyber Liability Researcher

Dipesh Karki

Lead Analyst & Cyber Risk Researcher
Specialization: US Insurance Compliance & NIST Frameworks

Global Vision, US Expertise

I am Dipesh Karki, a specialized insurance analyst and cyber liability researcher dedicated to decoding the intricacies of the modern insurance market. While threats are global, the regulatory landscape is local. My work is focused on bridging the gap between technical cybersecurity vulnerabilities and the complex policy language used by leading US insurance carriers.

In an era dominated by automated content, Smart Policy Pro provides human-curated analysis verified against industry benchmarks. I monitor the evolving standards of NYDFS Part 500, CCPA, and HIPAA, ensuring that our readers understand the exact requirements for coverage eligibility in a "breach-heavy" world.

Our Strategic Mission

"To empower small businesses and enterprise risk managers with analytical depth. We translate complex cyber liabilities into actionable insurance defenses for the American business community."

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NIST Standards
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USA Policy Reviews
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Risk Modeling

A Trusted Research Resource

Smart Policy Pro is an independent research hub. Every article and policy review is cross-referenced with the FTC Cybersecurity Standards and the CISA (Cybersecurity & Infrastructure Security Agency) guidelines. We provide the clarity needed to understand where your internal security stops and your insurance coverage begins.

Global Research HQ:
Smart Policy Pro - Analytics Division
Serving the US Small Business Market Digitally

Connect With Our Lead Analyst

For policy breakdown inquiries, research collaborations, or technical interviews regarding 2026 digital risk trends, please use our professional channels:

Essential Regulatory Disclosure: Smart Policy Pro is strictly an educational and analytical platform. Dipesh Karki provides cyber liability research for informational purposes only. We do not sell insurance products, nor do we provide licensed legal or financial advice. All research follows the frameworks of NIST and ISO 27001. We strongly advise all US business owners to consult with a licensed insurance broker in their specific state before making final coverage decisions.

Navigating Risk with Clarity and Precision.

— Dipesh Karki