Welcome to SmartPolicyPro. Before using this website, please read these Terms of Service carefully. By accessing or using SmartPolicyPro (the “Site”), you agree to be bound by these terms. If you don’t agree with any part, please don’t use the Site.
By using SmartPolicyPro, you acknowledge that you have read, understood, and agree to these Terms of Service, as well as our Privacy Policy and Disclaimer. These govern your access to and use of the Site. We may update or modify these terms at any time without prior notice. Changes take effect as soon as they are posted here. Continued use of the Site after changes means you accept the updated terms.
SmartPolicyPro provides educational content related to insurance, personal finance, calculators, reviews, and related topics. You agree to use the Site only for lawful purposes and in ways that do not violate any applicable laws or regulations. You must not use the Site to harm or attempt to harm others, attempt to gain unauthorized access to any part of the Site or its systems, use automated tools to scrape, copy, or collect data from the Site, transmit viruses or malicious code, or interfere with the Site’s operation or disrupt other users’ experience.
All content on SmartPolicyPro, including text, images, graphics, logos, software, and calculators, is owned by or licensed to SmartPolicyPro and protected by copyright, trademark, and other intellectual property laws. You may view and use content for personal, non-commercial purposes only. You may not copy, reproduce, distribute, modify, or create derivative works without prior written permission.
We strive to provide accurate, current, and reliable information, but SmartPolicyPro makes no guarantees about the completeness or accuracy of the content. The information on this Site is not professional financial, legal, or insurance advice and should not replace consultation with qualified experts. You acknowledge that decisions made based on this content are at your own risk, and SmartPolicyPro is not responsible for any losses or damages.
If the Site includes areas for user comments, feedback, or community discussion, you agree to post content that is respectful and lawful, avoid posting spam, advertising, or offensive material, not infringe on others’ rights or share private information without consent, and grant SmartPolicyPro a non-exclusive license to use, modify, or remove your contributions. We reserve the right to remove any content violating these rules or that we consider inappropriate without prior notice.
SmartPolicyPro may link to third-party websites, tools, or products for your convenience. We do not control or endorse these third-party sites and are not responsible for their content, privacy practices, or any transactions you conduct with them. Use external sites at your own risk.
Some content may contain affiliate links. This means we may earn commissions if you purchase through those links, at no extra cost to you. We only recommend products or services we trust and believe offer value. Affiliate relationships do not influence our editorial content.
SmartPolicyPro provides content “as is” without warranties of any kind. We disclaim all warranties, express or implied, including but not limited to accuracy, reliability, availability, or fitness for a particular purpose.
To the maximum extent permitted by law, SmartPolicyPro and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use or inability to use the Site or reliance on its content. This includes damages related to lost profits, data, or business interruption.
You agree to indemnify, defend, and hold harmless SmartPolicyPro, its owners, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising from your breach of these Terms or your use of the Site.
We reserve the right to suspend or terminate your access to the Site at any time without notice for any reason, including violation of these Terms.
These Terms are governed by and construed under the laws of the jurisdiction where SmartPolicyPro operates. Any disputes related to these Terms or your use of the Site shall be resolved in the courts located within that jurisdiction.
If any part of these Terms is found invalid or unenforceable, the rest will remain in full effect. These Terms constitute the entire agreement between you and SmartPolicyPro regarding use of the Site, superseding any prior agreements.
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Thanks for taking the time to read our Terms. We want your experience on SmartPolicyPro to be valuable, safe, and respectful. Your agreement to these terms helps us make that happen.
